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2011/07/12

歪歪月供股票会浪费水钱吗?

一个股友-Kenneth 在《05072011 买进YTL》 留言;

歪歪你好,
 
每个月你一有闲钱就会买股票,但我相信你每次的加码应该不多,hlebroking 的 brokerage fee 是最少 RM12或0.42%,如果你每次加码少少,那不就不划算?比如说你加码RM500,得付brokerage feeRM12,就等于(12/500)*100=2.4%,2.4% 是很高的费用。 所以说,我每次买股都不会少过rm3000(3000*0.42%=12。6),想听听你的想法?

尤其是如果你加码频密,那费用是浪费的


歪歪的回复;

Kenneth Wan;

那要看你买进是抱着长持,或是短线买卖的心态才能确定有没有浪费水钱。

只要长收,股息会cover回水钱。

当年我开始买stareit,每月把薪水一半都用来买一次stareit,水钱在陆续买入的总数是百多块,之后收了几年,租金回筹早就cover当初的水钱了。

只要stareit陆续有派租金收入,在我已经停止继续加码stareit下,只要继续持有stareit,回筹都是+ve。

所以在我的观点,加上我熟悉的买股法,水钱不是问题,也不是浪费。

现在我只是把同样的方法用在累积另一只股票上而已。 

-----------------------------

补充;

数字回筹告诉歪歪月供股票的方法行得通,只要买进长收,而该股又有定期派息,水钱是可以赚回来的。

Stareit是歪歪第一次买进,并陆续分月累积后,一直没有卖出过任何一股的公司股票。

图表的19%回筹,是几年所收的股息+纸上盈利。


歪歪投下购买Stareit的资本已经是固定了,所以只要陆续有租金分派,该19%的数字就会继续上升。




12次分月买进Stareit, 歪歪的水钱用了RM144+RM3.42+RM12,租金收入已经赚回这些水钱了。

现在,歪歪是把自己熟悉的方法用来累积其它的股票,所以2011年的下半年会继续月供股票。

以上资料自供作参考用途,任何人因看此部落格的文章而造成任何投资损失, 恕不负责.


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16 条评论:

  1. 长期持票..对小弟来说是不在意水钱的..而是购买的机会&预期的回酬..

    也希望YY姐可以跟小弟的Blog做友情连接

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  2. 同意yy的做法。只要是长期投资,水钱只是一小部分。若为了省水钱而失去了买进的机会,那才是真正的损失。

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  3. 持资产是比持现金好的,所以如果不是卖的时候那么更多时候就是可以买的时候,新人,组合规模小的我赞成这样的方式,一方面可以累积经验,一方面即使股灾来临了也会有大约两年的时间可以做调整,凭储蓄也可以让组合的旧有投资均价大幅摊低,当然,如果有把握则有更适合的做法。组合规模是大的那么这问题就更不是问题了。

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  4. 歪歪,你还没把hlebroking 换去cash upfront吗?
    RM8/0.1%。。。

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  5. Evankoay;

    加入了:)

    Kenny Saw;

    歪歪是担心太多闲钱在手,会花花掉。所以,把大部份存下的闲钱买股后,才能让自己存到钱。

    老老实实投资;

    只要是好股,不怕分多次陆续买进长收。我的组合也经历过一次的熊市,曾经有很大的纸上亏损,不过只要陆续的买,拉低平均价外,牛市来到的所获就更多:)

    匿名;

    今年才换的。stareit是几年前开始累积的股票。

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  6. StarReits 宣布派息了 :)

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  7. Kenneth Wan,

    I would think that your method is more correct in the maximizing profit point of view...

    I told her long long time ago...she just too stuborn to admit her mistake...and give all the new investors a wrong guidance...

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  8. 匿名:

    Don say that...she will delete ur comment again...

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  9. The top 匿名,

    Stupid a u...she can make money by making it long term...she had 19% return on stareit a...

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  10. Sure waste comm by use that method , not worth , New investors pls don't follow it .

    19% by 3-4 years achieve it just normal results

    Based on recent business devlopment, startreit is not a good investment tools , better don't ouch it.

    By- Old Bird

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  11. Old Bird,

    I totally agreed with you...

    It is just simple maths...and she try to mislead the new comers...

    really pity her followers...

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  12. Come on anonymous, do you think everybody who read this blog will follow her investment style ? Everything in this blog is just as a reference only, you don't have to follow every way she do. Look at those question that all those new bird ask, it's very simple and basic question. She's not misleading them, just giving some very simple and basic advise.

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  13. well, that is the different,
    woman investment and guy investment,
    she still play safe investment, thats why the return.......

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  14. Dear all anonymous,

    Thank you for your suggestion and advice!

    But in fact, I would agree with YY's investment method to keep your money safe in your pocket.

    You have no idea how much I have lost in the market with the short transaction, we have to keep our mind set for a proper method, now I will buy YY method. Although the return is low, but her portfolio make a +ve and it's higher return compare to FD.

    With your comment, I can predict/foresee that you have nothing. Kid, learn and count your profit or loss along the year, if you made profit, congratulation, soon or later you will still in trouble.

    Sorry, no offend, just to share my thought.

    多谢歪歪的补充分享,小弟获益良多。

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  15. Hi YY, you should also consider Qcapita, TWRREUT and UOAREIT... More potential than STAREIT. I have all of them, and will be buying into SGX's Starhill Global REIT soon.

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  16. 投资船长;

    看到你的留言有Stareit派息,我才敢肯定是你本人,而不是被冒充的:)

    Kenneth Wan;

    不用理匿名所说,只要继续去做你认为对的事情就好,加油:)


    Marco;

    目前为止,我不打算再把新的闲钱投在任何的Reit。

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