2014/03/24

Hong Leong Bank Wise Card Enjoy 10% cash back everyday

有不少精明信用卡主向歪歪介绍Hong Leong Bank Wise Card。


Hong Leong Bank Wise Card 提供10% cash back-现金回扣,比CIMB Petronas Gold CardUOB One card 最高5%的cash back更划算。


Wise Card

Hong Leong Wise Card is the only card that rewards you with 10% cash back all day, every day. Maximize your returns with the highest, fixed cash back in town. Enjoy 10% cash back on your chosen spend categories all year round. Use it when you want it, where you want it. 

Choose the categories that suit you best.
To start off, choose 2 out of 10 cash back categories that suit your lifestyle. By doing so, you'll  maximise your cash back rewards. As a bonus, we'll top off your selections with the Mobile category.

能选择两项最常消费来获取10%现金回扣

Get 10% reward, every day.

Enjoy 10% cash back all year round. Just make a minimum of any 10 retail transactions monthly (with a minimum of RM50 per transaction), you'll get to enjoy the 10% cash back on your spending in the selected categories of your choice. Click here to find out more how to maximize your cash back!

要得到10%现金回扣,附带条件是一个月必须刷卡10次,每次的账单要超过RM50。

歪歪平均一个月出门消费两次,最多三次。所以,这个条件是自己做不到的,也不可能那么傻,为了做到,而特地去多更花钱。。。^^

Switch reward categories to suit your current needs. 

You have the flexibility to switch your reward categories at anytime and enjoy the same 10% cash back reward on your new selections.


Highest Fixed Cash Back Return
Enjoy up to RM100 in cash back every month based on your selected cash back categories.

一个月最高获得RM100 cash back。 

Annual Fees 年费               


CIMB Petronas Gold Card免年费, UOB One Card年费RM68。

而Hong Leong Bank Wise Card给最高cash rebate, 年费也最高-RM300。

拨电话要求免年费            

n年前,歪歪在银行当客户服务员时,不少顾客在收到账单,看到有年费后,就会拨电话到客户服务热线,要求免除年费。不然,就以取消信用卡来威胁。

至于,这个威胁能不能100%成功要求免除年费,歪歪就不敢保证。

只能说,刷卡消费越多的顾客,银行就越想保留这一些好顾客。 :)


更多资料 Hong Leong Bank Wise Card

歪歪温馨小忠告                                           

各个银行推出的信用卡各有强点,而每个人消费习惯会有所不同。

有些人,一个月花费最多在汽油和电讯服务。

有些人,一个月花费最多在KTV,电影院,或购物。

也有一些人,一个月最大消费,就是保费和电水单。

我们必须依照自己的消费习惯,来选择一张适合自己,对自己比较划算,比较能节省钱,甚至也比较有高机会,赚点小钱的信用卡。

记得, 精明信用卡主人必须符合以下的条件,否则就别乱申请信用卡

准时清还帐单,不给银行赚信用卡利息

只有能够刷多少,就有能力每月清还帐单的持卡人,才能成为精明的信用卡主人^^


也许你也有兴趣阅读以下文章;

19032014 再进攻IGBreit  

汽车冷气保养知多少

Yilai Share Dividend

寻找平衡点

趁年轻吃点苦

2 条评论:

  1. 我到银行领取WISE卡的时候才被告知此卡只免一年的年费,接下来不获免。
    另外,信用卡销售员在我申请的时候刻意误导我;私自马虎帮我选择非我所要的3个回扣组合,随后告诉我是在领取卡的同时才作选择。后来在银行客服那里获知,换一个组合需要付费RM10。气结。

    回复删除
    回复
    1. 如果是我发现被骗,就直接不要该卡。:)

      之前,我在做客户服务员时,经常被骂的原因,就是这些销售员给与错误的资讯。。。

      删除