A comprehensive plan created specially for protection against female illnesses, crime-related accidents and losses.
Why do I need PesonaLady?
As a lady, you have specific needs and risks in your life that are often not covered by traditional insurance policies.
PesonaLady gives you the assurance that your special needs are taken care of.
What do I get out of it?
You get up to RM200,000 accident protection including coverage against female illnesses and unfortunate incidents with premiums that start from as low as RM22 a month.
PA coverage including medical reimbursements and hospital confinement allowance due to accidents and protection against female cancers.
Coverage against crime-related accidents and losses such as snatch theft and ATM cash withdrawal losses, as well as for kidnappings and abductions
Enjoy the freedom to pay PesonaLady premiums on a monthly or yearly basis:
40岁之前，每个月RM22的保费，可以得到RM100，000意外险，附加RM20，000女性疾病保障。
有包括因意外住院，可以索赔最高RM5000医疗费和每日住院津贴RM100, 最多100天或RM10,000.
当股票组合到了另一个层次`，歪歪有意思再加保险，以求安心。
加上一直觉的自己的意外险太少，外头的治安越来越危险，一个不小心被人打枪，分分钟一身重伤，所以，决定加大意外保险。
比较了保险代理另一家公司类似的保单，歪歪还是觉得Maybank Personal Lady比较值得。
因为相同的保费，Maybank Personal Lady给与RM100,000意外保险保障(另一家只有RM50,000,不过有MC利益, 就是暂时性因意外不能工作，每周获得RM250津贴，最多52个星期) ，还附加几样女性疾病保险。
资料显示，可以去Maybank2u.com购买保险，歪歪是M2u用户，所以很方便。
login Maybank2u account, 选择 buy insurance> Maybank Personal Lady;
给月费要给利息，不过，歪歪还是决定给利息，选择月供这份保险-RM22/月。
几个键就搞定了，搞定后，就是拨电话给爱人通知他，自己多买一份意外保险。
资料补充；
Female Cancers for the purpose of this section are limited only to primary Cancer of the female organs such as Breast, Cervical, Uterine, Ovarian, Fallopian Tubes and Vulva and Vagina. Cervical intraepithelial neoplasis and Carcinoma-in-situ, CIN lesion (regardless of histology, grade or classification) and/or secondary Cancer which has originated from other organs and has spread to the female genital tract or breast are excluded.
10个工作天后，会收到policy
Thank you for applying for PesonaLady Insurance. It is our pleasure to assist you.
We confirm that your application is successful. The insurance cover for the Plan/Scheme you have selected is effective immediately based on the information you have declared, subject to the terms and conditions of the Policy Contract. The Policy Contract will be mailed to you within 10 working days from now. This plan is underwritten by Etiqa Insurance Berhad (9557-T), a subsidiary of Malayan Banking Berhad (3813-K). You should satisfy yourself that this scheme will best serve your needs and that the premium payable under the policy is an amount you can afford. The precise benefits, terms and conditions and other details are available in the Policy Contract. You will be given a copy as proof of purchase.
－－－－－
补充；
歪歪已经拥医疗卡，疾病＋人寿保险，意外险。
现在多买一份Maybank Personal Lady，只是认为手上的意外保险不再足够，需要加大保额求安心。
如果你是没有任何保险，建议购买一份Investment Link保险来获得基本该有的保障。
也许你也有兴趣阅读以下文章；
Why do I need PesonaLady?
As a lady, you have specific needs and risks in your life that are often not covered by traditional insurance policies.
PesonaLady gives you the assurance that your special needs are taken care of.
What do I get out of it?
You get up to RM200,000 accident protection including coverage against female illnesses and unfortunate incidents with premiums that start from as low as RM22 a month.
PA coverage including medical reimbursements and hospital confinement allowance due to accidents and protection against female cancers.
Coverage against crime-related accidents and losses such as snatch theft and ATM cash withdrawal losses, as well as for kidnappings and abductions
| You can apply for PesonaLady if you are: | |
| • • | Aged between 18 to 60 years A Malaysian citizen or Permanent Resident |
| Enjoy comprehensive coverage when you sign up. Enjoy up to: | |
| • • • • • • • | RM100,000 for Accidental Death RM200,000 for Permanent Disablement due to accident RM20,000 for Female Cancers RM20,000 for Maternity Complications due to accident RM30,000 for Kidnap and Abduction RM1,000 for Snatch Theft RM1,000 as Family Prosperity Bonus for delivery of twins or more |
Enjoy the freedom to pay PesonaLady premiums on a monthly or yearly basis:
| Age (years) | Yearly Premium (RM) | Monthly Premium (RM) |
| 18 – 40 | 250.00 | 22.00 |
| 41 – 60 | 450.00 | 40.00 |
40岁之前，每个月RM22的保费，可以得到RM100，000意外险，附加RM20，000女性疾病保障。
有包括因意外住院，可以索赔最高RM5000医疗费和每日住院津贴RM100, 最多100天或RM10,000.
当股票组合到了另一个层次`，歪歪有意思再加保险，以求安心。
加上一直觉的自己的意外险太少，外头的治安越来越危险，一个不小心被人打枪，分分钟一身重伤，所以，决定加大意外保险。
比较了保险代理另一家公司类似的保单，歪歪还是觉得Maybank Personal Lady比较值得。
因为相同的保费，Maybank Personal Lady给与RM100,000意外保险保障(另一家只有RM50,000,不过有MC利益, 就是暂时性因意外不能工作，每周获得RM250津贴，最多52个星期) ，还附加几样女性疾病保险。
资料显示，可以去Maybank2u.com购买保险，歪歪是M2u用户，所以很方便。
login Maybank2u account, 选择 buy insurance> Maybank Personal Lady;
给月费要给利息，不过，歪歪还是决定给利息，选择月供这份保险-RM22/月。
几个键就搞定了，搞定后，就是拨电话给爱人通知他，自己多买一份意外保险。
Female Cancers for the purpose of this section are limited only to primary Cancer of the female organs such as Breast, Cervical, Uterine, Ovarian, Fallopian Tubes and Vulva and Vagina. Cervical intraepithelial neoplasis and Carcinoma-in-situ, CIN lesion (regardless of histology, grade or classification) and/or secondary Cancer which has originated from other organs and has spread to the female genital tract or breast are excluded.
10个工作天后，会收到policy
Thank you for applying for PesonaLady Insurance. It is our pleasure to assist you.
We confirm that your application is successful. The insurance cover for the Plan/Scheme you have selected is effective immediately based on the information you have declared, subject to the terms and conditions of the Policy Contract. The Policy Contract will be mailed to you within 10 working days from now. This plan is underwritten by Etiqa Insurance Berhad (9557-T), a subsidiary of Malayan Banking Berhad (3813-K). You should satisfy yourself that this scheme will best serve your needs and that the premium payable under the policy is an amount you can afford. The precise benefits, terms and conditions and other details are available in the Policy Contract. You will be given a copy as proof of purchase.
－－－－－
补充；
歪歪已经拥医疗卡，疾病＋人寿保险，意外险。
现在多买一份Maybank Personal Lady，只是认为手上的意外保险不再足够，需要加大保额求安心。
如果你是没有任何保险，建议购买一份Investment Link保险来获得基本该有的保障。
也许你也有兴趣阅读以下文章；
被打枪意外险应该没得赔的吧，意外触动赔偿制度如果没记错是任何意外导致手断（需要真的脱出来）赔偿50%，右手70%，脚50%，眼睛和其他也是50，性命才一百，所以如果入院等是没有得赔偿的=。=（其实说好听的意外除了车祸而且还要严重车祸，不然我还想不到怎么情况会断手断脚和脱眼球=。=！）
回复删除你好像没有看清楚。
删除你说的意外险是廉价的意外险，必须断手断脚才有赔。
另一种保费比较贵，一年最少上百多块以上，都有住院利益，也就是因意外而住院的花费。
http://2.bp.blogspot.com/-1T0HBhBUFmE/U31YC0YRI_I/AAAAAAAASXE/57tjTTzugM4/s1600/personal+lady+2.jpg
你看这个图的保障，因意外住院医疗费（被打抢致伤属于意外）可以有RM5000医疗费，另外也有每天的住院RM100津贴（最多RM10，000）
就是怕万一，才买多一份意外保险，现在的治安很糟糕，你不伤害人家，不代表别人不会来伤害自己。
删除随便给人抢个包包，来不及放手，就被拖着去。
还有现在的人直接伤人，才抢。
车祸的意外，也是相同的。你不撞人，不代表别人不会来撞你。
我发现这份保险没有claim mc，就是暂时不能工作的的每天津贴，我老公买Oac 意外险有保这个。
当然，一分钱一分货，他的意外险没有女性疾病：）
哦哦，原来还有包括小意外的啊，看来是我没看清楚~。~
删除我还以为这个是单单包含大意外罢了（断手断脚），小意外5000元的保额如果没记错一般的保险是大概RM5.55一个月，看来你这个22元抵到烂了XD
我只是想花两杯贵咖啡的钱，用来买份安心。
删除真的touch wood有什么事，也多一份安心。
我还在考虑top up我的医疗卡，最近一个亲戚进院动两次刀就花了RM80k+。。。
当痛到不能tahan，也不可能去政府医院慢慢排期了。
医药卡是不能缺少的，不过现在很多保险公司很狡猾，所以要看清楚条款，有些是说给你100万LIMIT然后分10年用=。=，意思顶多你能用100K的，到真的疾病来临的时候，如果真的动到手术，基本上不太可能熬到10年慢慢用的，所以要买单年LIMIT够的比10年加起来LIMIT高的还有用处，不懂啦，我自己认为罢了~。~不过价格的考量还是一个因素~。~
删除你说的正是我考虑的。我目前的医药卡一年claim 60k，终生180k，虽然我有另外的疾病，但如果非疾病又需要100k医疗费，就不够了。
删除所以，打算ｔｏｐ ｕｐ 一年可以ｃｌａｉｍ １００ｋ的医疗卡。
可是，又怕自己搬去小地方会短期失业，所以，要找到额外收入来供我的医药卡，才可以做决定。
只给女性吗?男生不可以吗?
回复删除只给女性：Ｐ
删除You need to ask properly. A lot of "accident" can not be claim. Example: A man met an accident and died. Autopsy find out that he died due to heart attack before the impact of the accident. That why now I don't buy personal accident insurance although it is CHEAP.
回复删除这个疾病保险和人寿都有的赔。
删除人算不如天算，不能因为价格低而不买。
我们要做足齐全的保障－疾病，意外，人寿，医疗卡才是最好的。
我有齐全的保险了，只是开始觉得医疗卡的保障已经不再足够，需要再加大了。
我老公新年前才出车祸，幸好只是车伤而已，人算不如天算呀～：）
yy姐~现在无意间看到你这个post~请问你现在还有继续再投保这个吗?我也希望为自己投保一份不要太贵 但是又不错的 就找到这个帖子 然后看到有pesonalady和takaful pasonalady 价钱有稍微差别~不晓得yy姐知道其中的区别吗?希望yy姐可以看到我的留言呀
回复删除我还有继续保，保费还起了一些。
删除这份保险只是买来附加，就是加大我的意外保险。
我原本已经有了人寿，疾病，医药卡，意外。
基本保险是重要的主菜，这份personal lady属于甜点，我买来附加意外保险，而女性疾病也是买来附加的，我怕死~~
请问yy姐，如果发生意外了 要去哪里claim这份保单？因为我昨天才跟maybank签。不清楚这些就走了。。
回复删除要联络Claims Assist at 1-300 88 1007 询问。
删除如果没错，maybank保险是ETIQA TAKAFUL, 也可以去其分行处理。
请问下 如果买了RM22/月的话 它是否每个月都会自动往户口余额里扣钱
回复删除如果一个月内都没什么意外发生 那是不是等于白亏了呢?