A comprehensive plan created specially for protection against female illnesses, crime-related accidents and losses.
Why do I need PesonaLady?
As a lady, you have specific needs and risks in your life that are often not covered by traditional insurance policies.
PesonaLady gives you the assurance that your special needs are taken care of.
What do I get out of it?
You get up to
RM200,000 accident protection including coverage agains
t female illnesses and unfortunate incidents with premiums that start from as low as
RM22 a month.
PA coverage including medical reimbursements and hospital confinement allowance due to accidents and protection against female cancers.
Coverage against crime-related accidents and losses such as snatch theft and ATM cash withdrawal losses, as well as for kidnappings and abductions
| You can apply for PesonaLady if you are: |
•
• | Aged between 18 to 60 years
A Malaysian citizen or Permanent Resident |
| Enjoy comprehensive coverage when you sign up. Enjoy up to: |
•
•
•
•
•
•
• | RM100,000 for Accidental Death
RM200,000 for Permanent Disablement due to accident
RM20,000 for Female Cancers
RM20,000 for Maternity Complications due to accident
RM30,000 for Kidnap and Abduction
RM1,000 for Snatch Theft
RM1,000 as Family Prosperity Bonus for delivery of twins or more |
Enjoy the freedom to pay PesonaLady premiums on a monthly or yearly basis:
| Age (years) | Yearly Premium (RM) | Monthly Premium
(RM) |
| 18 – 40 | 250.00 | 22.00 |
| 41 – 60 | 450.00 | 40.00 |
40岁之前，每个月RM22的保费，可以得到RM100，000意外险，附加RM20，000女性疾病保障。
有包括因意外住院，可以索赔最高RM5000医疗费和每日住院津贴RM100, 最多100天或RM10,000.
当股票组合到了另一个层次`，歪歪有意思再加保险，以求安心。
加上一直觉的自己的意外险太少，外头的治安越来越危险，一个不小心被人打枪，分分钟一身重伤，所以，决定加大意外保险。
比较了保险代理另一家公司类似的保单，歪歪还是觉得Maybank Personal Lady比较值得。
因为相同的保费，Maybank Personal Lady给与RM100,000意外保险保障(另一家只有RM50,000,不过有MC利益, 就是暂时性因意外不能工作，每周获得RM250津贴，最多52个星期) ，还附加几样女性疾病保险。
资料显示，可以去Maybank2u.com购买保险，歪歪是M2u用户，所以很方便。
login Maybank2u account, 选择 buy insurance> Maybank Personal Lady;
给月费要给利息，不过，歪歪还是决定给利息，选择月供这份保险-RM22/月。
几个键就搞定了，搞定后，就是拨电话给爱人通知他，自己多买一份意外保险。
资料补充；
Female
Cancers for the purpose of this section are limited only to primary
Cancer of the female organs such as Breast, Cervical, Uterine, Ovarian,
Fallopian Tubes and Vulva and Vagina. Cervical intraepithelial neoplasis
and Carcinoma-in-situ, CIN lesion (regardless of histology, grade or
classification) and/o
r secondary Cancer which has originated from other
organs and has spread to the female genital tract or breast are
excluded.
10个工作天后，会收到policy
Thank you for applying for PesonaLady Insurance. It is our pleasure to assist you.
We
confirm that your application is successful. The insurance cover for
the Plan/Scheme you have selected is effective immediately based on the
information you have declared, subject to the terms and conditions of
the Policy Contract. The Policy Contract will be mailed to you within 10
working days from now. This plan is underwritten by Etiqa
Insurance Berhad (9557-T), a subsidiary of Malayan Banking Berhad
(3813-K). You should satisfy yourself that this scheme will best serve
your needs and that the premium payable under the policy is an amount
you can afford. The precise benefits, terms and conditions and other
details are available in the Policy Contract. You will be given a copy
as proof of purchase.
－－－－－
补充；
歪歪已经拥医疗卡，疾病＋人寿保险，意外险。
现在多买一份Maybank Personal Lady，只是认为手上的意外保险不再足够，需要加大保额求安心。
如果你是没有任何保险，建议购买一份
Investment Link保险来获得基本该有的保障。
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